Here's a comparison of their MSDS profiles:
Toxicology data for Toluene
Toxic by inhalation, ingestion or by absorption through skin. Serious irritant. Experimental teratogen.
ORL-RAT LD50 636 mg kg-1
IPR-RAT LD50 1332 mg kg-1
ORL-HMN LDLO 50 mg kg-1
IPR-MUS LD50 59 mg kg-1
IHL-MAM LC50 30 g m-3
R11 Highly flammable
R23 Toxic by inhalation.
R24 Toxic in contact with skin.
R25 Toxic if swallowed.
Toluene (http://www.jtbaker.com/msds/englishhtml/T3913.htm)
Emergency Overview
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POISON! DANGER! HARMFUL OR FATAL IF SWALLOWED. HARMFUL IF INHALED OR ABSORBED THROUGH SKIN. VAPOR HARMFUL. FLAMMABLE LIQUID AND VAPOR. MAY AFFECT LIVER, KIDNEYS, BLOOD SYSTEM, OR CENTRAL NERVOUS SYSTEM. CAUSES IRRITATION TO SKIN, EYES AND RESPIRATORY TRACT.
Potential Health Effects
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Inhalation:
Inhalation may cause irritation of the upper respiratory tract. Symptoms of overexposure may include fatigue, confusion, headache, dizziness and drowsiness. Peculiar skin sensations (e. g. pins and needles) or numbness may be produced. Very high concentrations may cause unconsciousness and death.
Ingestion:
Swallowing may cause abdominal spasms and other symptoms that parallel over-exposure from inhalation. Aspiration of material into the lungs can cause chemical pneumonitis, which may be fatal.
Skin Contact:
Causes irritation. May be absorbed through skin.
Eye Contact:
Causes severe eye irritation with redness and pain.
Chronic Exposure:
Reports of chronic poisoning describe anemia, decreased blood cell count and bone marrow hypoplasia. Liver and kidney damage may occur. Repeated or prolonged contact has a defatting action, causing drying, redness, dermatitis. Exposure to toluene may affect the developing fetus.
Aggravation of Pre-existing Conditions:
Persons with pre-existing skin disorders or impaired liver or kidney function may be more susceptible to the effects of this substance. Alcoholic beverage consumption can enhance the toxic effects of this substance.
Xylenes (http://www.jtbaker.com/msds/englishhtml/X2000.htm)
DANGER! HARMFUL OR FATAL IF SWALLOWED. VAPOR HARMFUL. AFFECTS CENTRAL NERVOUS SYSTEM. CAUSES SEVERE EYE IRRITATION. CAUSES IRRITATION TO SKIN AND RESPIRATORY TRACT. MAY BE HARMFUL IF ABSORBED THROUGH SKIN. CHRONIC EXPOSURE CAN CAUSE ADVERSE LIVER, KIDNEY, AND BLOOD EFFECTS. FLAMMABLE LIQUID AND VAPOR.
Potential Health Effects
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Inhalation:
Inhalation of vapors may be irritating to the nose and throat. Inhalation of high concentrations may result in nausea, vomiting, headache, ringing in the ears, and severe breathing difficulties which may be delayed in onset. Substernal pain, cough, and hoarseness are also reported. High vapor concentrations are anesthetic and central nervous system depressants.
Ingestion:
Ingestion causes burning sensation in mouth and stomach, nausea, vomiting and salivation. Minute amounts aspirated into the lungs can produce a severe hemorrhagic pneumonitis with severe pulmonary injury or death.
Skin Contact:
Skin contact results in loss of natural oils and often results in a characteristic dermatitis. May be absorbed through the skin.
Eye Contact:
Vapors cause eye irritation. Splashes cause severe irritation, possible corneal burns and eye damage.
Chronic Exposure:
Chronic inhalation can cause headache, loss of appetite, nervousness and pale skin. Repeated or prolonged skin contact may cause a skin rash. Repeated exposure of the eyes to high concentrations of vapor may cause reversible eye damage. Repeated exposure can damage bone marrow, causing low blood cell count. May damage the liver and kidneys.
Aggravation of Pre-existing Conditions:
Persons with pre-existing skin disorders or eye problems, or impaired liver, kidney, blood, or respiratory function may be more susceptible to the effects of the substance.
Naptha
http://physchem.ox.ac.uk/MSDS/NA/naphtha.html Harmful if swallowed or inhaled. May contain benzene, which is a carcinogen. Skin contact may lead to drying or dermatitis. Chronic exposure may cause CNS damage. Skin, respiratory and eye irritant. Typical PEL 100 ppm.
R20 Harmful by inhalation.
R22 Harmful if swallowed.
R36 Irritating to eyes.
R37 Irritating to respiratory system.
R38 Irritating to skin.
VM&P Naptha (http://www.sciencestuff.com/msds/C2148.html)
Conditions aggravated/target organs: Toxic! Harmful or fatal if swallowed. Persons with preexisting skin, eye and respiratory conditions will be more susceptible. Acute: Dizziness, headache, respiratory tract irritation, nausea, GI tract irritation, vomiting, diarrhea, skin and eye irritation. Chronic: Dermatitis, eye damage, possible neurological damage, other physiological damage.
Now, compare those to:
limonene (http://www.pcl.ox.ac.uk/MSDS/LI/limonene.html)
Harmful if swallowed. Skin, eye and respiratory irritant. May act as a sensitizer.
ORL-RAT LD50 5000 mg kg-1
R10 Flammable.
R22 Harmful if swallowed.
R36 Irritating to eyes.
R37 Irritating to respiratory system.
R38 Irritating to skin.
That's it. No testes shriveling up, no organ failure, no retardation, no cancer...
Plus limonene is renewable and sustainable...
Plus we don't have to bomb Arab nations to get limonene...
Plus your house smells like oranges instead of dead dinosaur farts.
The Ultimate Secret of the Universe is that there is no Ultimate Secret of the Universe... there's just a bunch of stuff that happens.